Applied Practice

RIBO Level 1 Case Studies for Real Insurance Decisions

Move beyond isolated definitions by following connected client scenarios through coverage, broker actions, claims and calculations.

RIBO Level 1Ontario
1
Applied scenarios
client file, multiple connected decisions

Case studies are useful because insurance decisions rarely arrive one fact at a time. A client file can combine occupancy, property values, exclusions, claims history, advice, documentation and calculations.

How RIBOprep case studies work

  1. One realistic scenario. You receive a client file with only the facts needed to reason through the situation.
  2. Connected questions. Each question tests a different decision inside the same file.
  3. Plain-English explanation. Feedback explains why the best answer fits the facts.
  4. Exam Trap. When a common confusion is present, the feedback identifies it directly.

Examples of client files

Homeowner policy selection

Dwelling value, detached structures, jewellery, home business and water exposures.

Auto accident file

Fault percentages, DCPD, physical damage and endorsement decisions.

Commercial client

Property, CGL, business interruption, crime and special business exposures.

Disclosure problem

Material facts, underwriting, documentation and broker responsibilities.

Claim handling

Coverage triggers, policy conditions, evidence and claim-service duties.

Travel health file

Eligibility, medical questions, stability wording, exclusions and claims.

RIBOprep case studies are original educational scenarios. They are not official RIBO examination questions.