Before booking a retake: RIBO Level 1 has a 75% passing requirement on 100 scored multiple-choice questions, with 15 additional unscored pilot questions. Confirm your individual rewrite eligibility and booking rules directly with your approved exam provider before paying another fee.
When can you retake the RIBO Level 1 exam?
The published IBAO examination rules state that candidates may not rewrite an exam within two weeks after a failed attempt. Candidates are permitted two attempts with the same exam provider; after two failed attempts with that provider, an eight-month waiting period applies following the second failure. Provider-specific circumstances and current eligibility rules matter, so check the applicable rules with IBAO or IIC before scheduling.
A seven-day plan is for rebuilding your knowledge. It does not mean you are permitted to rewrite on day eight. Use the remaining waiting period for more timed practice and review.
Practical 7-day RIBO revision plan
- Day 1 — Diagnose the gap. Review your score report and remember the questions that caused uncertainty. Classify your misses: unfamiliar rule, similar coverages, poor calculation setup, or rushing.
- Day 2 — General Insurance & Industry Knowledge. Revisit contract principles, disclosures, broker duties, professional conduct, claims handling and underwriting decisions. Explain why each tempting alternative is wrong.
- Day 3 — Habitational Insurance. Compare homeowner, tenant and condo exposures, water damage, exclusions, deductibles and co-insurance. Solve a short scenario before checking the explanation.
- Day 4 — Automobile Insurance. Work through OAP 1 concepts, liability, accident benefits, DCPD, physical damage and relevant OPCF endorsements. Pay attention to the fact that changes the correct answer.
- Day 5 — Commercial Lines and Travel Health. Review CGL, property, business interruption and common exclusions, then travel eligibility, pre-existing conditions and timing of coverage. Travel Health is only 5% of scored questions, but those marks still count.
- Day 6 — Timed mixed practice. Complete the free 25-question RIBO practice quiz without looking up answers. If you have access to a full mock, practise the three-hour exam pacing. Track mistakes by domain, not just your score.
- Day 7 — Correct and consolidate. Redo only the concepts you missed, review calculation steps and practise finding relevant information in permitted policy resources. Make a checklist of your last weak areas for the next week.
How to avoid repeating the same mistakes
RIBO's Level 1 blueprint weights General Insurance, Habitational and Automobile at 25% each, Commercial Lines at 20%, and Travel Health at 5%. Study all five rather than abandoning smaller domains. For each wrong answer, write one sentence about the rule and one sentence about what fact would change the outcome.
If timing contributed to your score, divide your mock into short blocks, flag difficult items and practise returning to them. Repeatedly memorizing one question bank is less useful than solving new scenarios.
RIBO exam retake FAQs
How many questions do I need correct to pass?
The published requirement is 75 out of 100 scored questions. The 15 pilot questions do not count toward your grade. The total presented may vary if RIBO changes its pilot arrangements, so confirm the current format with the provider.
How much does another RIBO exam attempt cost?
RIBO lists an exam fee of $325 CAD per attempt for exams scheduled on or after January 1, 2026. This is separate from licensing fees and any provider terms.
Can I use my own notes in the RIBO exam?
Do not assume your own notes are permitted. RIBO describes access to specified policy wordings or exam resources; follow the rules supplied by your approved exam provider.
Start with free RIBO practice
You can practise right now with 25 original RIBO Level 1 questions and explanations, review the exam guide, or read about the full mock exam format.
Take the Free 25-Question Quiz